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Matthew Moll

Should I invest in AI?


This is certainly one of the most discussed topics in the market today given the potential for AI to transform many industries. Let me share some key points to help provide perspective:


• Technology companies are showing strong fundamental growth, with the sector projected to deliver 21.5% earnings growth as of December 2024, though this comes with elevated valuations at a P/E of 28.6x.

• While AI has generated significant excitement about its potential to boost productivity and transform industries, history suggests that new technologies tend to be overhyped in the short-term but their long-term impact is often underestimated.

• Growth stocks, particularly in technology, have outperformed the broader market but have also experienced heightened volatility, as seen during the 2022 bear market and periods of interest rate uncertainty.


The included chart shows how growth stocks have performed relative to value stocks in recent years, highlighting both the strong returns but also the significant volatility that investors have experienced. This reinforces why maintaining a diversified portfolio is so important.


While technology and AI present exciting long-term opportunities, it's important to maintain perspective and not get caught up in short-term hype. A disciplined, long-term investment approach remains the best way to benefit from technological advances while managing risks.


chart of common stock growth

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